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For Central Ohio new-construction buyers

Know the builder’s real number before you walk in.

Fifteen minutes with Gagan. Current incentives for your price range, the conditions attached to each one, and the registration rule for every community on your list.

Takes about 60 seconds. Free. No obligation.

Turn your sound on for this one.

The two questions to ask before you sign the register at a model home are in the first few minutes. They are not written anywhere on this page. Tap anywhere and it starts from the top with audio.

The briefing What to check before your first model-home visit
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Incentives, pricing and availability change without notice. Anything discussed here is reconfirmed against the specific community and home before you rely on it.

The headline number is the part the builder wants you to read.

Three things decide what a new-construction offer is actually worth. Your list covers all three for the communities you are considering.

Financing terms

A rate buydown moves the monthly payment more than a price cut of the same size, but it usually carries conditions: a specific lender, a loan program, a closing window. The conditions are where the value is won or lost.

Standing inventory

A finished home that has been sitting is a carrying cost on somebody's balance sheet. That is the home a builder has real reason to move, and it rarely appears in the advertised promotion.

Registration policy

Every builder has a written rule about when an outside agent has to be present. Reading it before your first visit costs you nothing. Reading it afterward can cost you your representation.

The sign-in sheet at the model home is a contract question.

Builder registration and agent-cooperation policies vary, and some builders restrict outside-agent involvement based on how the buyer first registered or toured. The person at the desk works for the builder. That is not a criticism of them, it is their job. It just means the room has representation on one side of it and not the other, and the paperwork you sign on the way in can decide whether that stays true.

What to do instead

Send the community name before you go. The written policy gets checked, the current incentive gets verified, and you find out whether representation is still available to you. It takes a few minutes and it is the cheapest step in the entire process.

How this actually goes.

  1. 1

    You answer three questions

    Price range, timing, and whether you have already been inside a model home. Takes under a minute.

  2. 2

    You pick a time

    Fifteen minutes. The list gets built during the call, against live availability, so nothing you walk away with is stale.

  3. 3

    You tour with the policy in hand

    You know the real monthly cost, the conditions attached to each offer, and the registration rule for every community on your list.

Fair questions.

Does this cost anything?

No. There is no charge to get the list or to talk with Gagan about your search.

Are the incentives guaranteed?

No, and be careful with anyone who says otherwise. Builder offers change without notice and typically depend on the home, the community, the lender, the loan program, occupancy and the closing date. Every offer has to be reconfirmed before you rely on it.

Do I have to use the builder's lender?

No. Some incentives are only available through an affiliated or preferred lender, which is worth knowing up front, but you are free to compare lenders and choose whichever one works out better for you.

I already visited a model home. Is it too late?

Not necessarily. Tell Gagan which community and what you signed. Policies vary by builder, so the next step is reading that specific builder's written rule rather than assuming either way.

What happens on the call?

You describe what you are after, Gagan pulls current communities and offers that fit, and you leave with the registration rules for each one. If it turns out new construction is not the right fit for you, he will say so.

Read the policy before you sign the sheet, not after.

Gagan Timsina

Central Ohio real estate. The Columbus Report.

Equal Housing Opportunity. Builder incentives, inventory, pricing and financing terms are subject to change and to verification. Nothing on this page is a commitment to lend, an offer of credit, or a guarantee of savings. Brokerage name and licensing disclosures to be confirmed before launch.

See which new-build path fits your timing and budget.